This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Plus, you'll earn automatic Silver status and the valuable perks that come with it. Pre-qualified offers are not binding. So you're free to enjoy your trip without the worry of returning to a large credit card bill. Amex EveryDay Credit Card. The Hilton Honors American Express Card earns bonus rewards on Hilton stays and in common everyday categories. Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening. With the Capital One VentureOne Rewards Credit Card, you don't pay an annual fee, but you also don't get rewards as rich as those on the regular Venture card. Scotiabank added a second no foreign transaction fee card in its roster of travel credit cards in 2019, as the Scotiabank Gold American Express now no longer charges a 2.5% fee for purchases made in non-Canadian currencies. Why We Like It: The Bankwest Zero Platinum credit card, with its no-foreign-transaction-fees setup, helps you dodge those annoying overseas fees that can add up in the blink of an eye.. FULL LIST OF EDITORIAL PICKS: To view rates and fees of the Delta SkyMiles® Blue American Express Card, please visit this page. You also get automatic Silver status. gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. offers simple flat-rate rewards, gives you control over how big your new-cardholder bonus will be, and is the rare travel card that lets you redeem your miles for cash back with no loss in value. A no foreign transaction fee credit card is a card that does not charge cardholders any fees while traveling internationally or making purchases from foreign-based merchants. The sign-up bonus offers, 25,000 bonus points by spending $2,500 in the first 90 days of account opening. We are an independent, advertising-supported comparison service. With many cards charging as much as a 3% transaction fee on international purchases, you can see how this quickly adds up. The IHG® Rewards Club Traveler Credit Card earns rewards quickly on IHG hotel stays and eligible everyday purchases. This card earns 1.5x miles on all purchases and has no annual fee. We publish data-driven analysis to help you save money & make savvy decisions. When you purchase your overseas flights on your credit card, you also receive free international travel insurance covering car rental up to $3,000. Schwab Bank High Yield Investor Checking® Account. In comparison, most other credit cards charge a fee of 2–3% of each international transaction you make. However, these are some of the best as you can earn rewards points for some of the best travel programs in … Read our review. Terms Apply. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Unlike other hotel cards with annual fees, you won't get a free night's stay every anniversary. Here are two of the best options available, along with their current welcome offer and a few other key facts. Bankwest Zero Platinum card – $0 annual fee and no foreign transaction fees – great combination for annual travel and occasional use – may also suit shoppers paying their balance off each month Westpac Lite Credit Card – Low 9.90% p.a. It takes into consideration the default interest rate plus any mandatory, regular account fees. This can be appealing to frugal or infrequent travelers. is an ideal option for Delta devotees who want rewards without paying an annual fee. Enjoy international travel without additional fees on purchases made abroad. Miles can be redeemed for statement credit against travel purchases at a value of 1 cent per mile, with no restrictions on when you travel. No matter where you go or how long you travel, using a credit or debit card with no foreign transaction fees is one of the easiest ways to save money while travelling, period.. Currency exchange booths at airports and banks can be convenient, but a lot of your money goes towards exchange fees (e.g. Read our review. If you often book hotels, choose from Starwood and Hilton Honors Cards. Terms apply. Before applying, confirm details on the issuer’s website. But for those who are adamantly opposed to paying one, here are our favorite no-annual-fee travel cards. Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services. , you don't pay an annual fee, but you also don't get rewards as rich as those on the regular Venture card. earns bonus rewards on Hilton stays and in common everyday categories. For occasional but loyal American Airlines flyers, the no-annual-fee American Airlines AAdvantage MileUp℠ Card is a cost-effective way to earn miles on everyday purchases. There are no foreign transaction fees. offers so much value, it's hard to believe there's no annual fee. The American Airlines AAdvantage MileUp℠ Card earns 2 AAdvantage miles per $1 spent at grocery stores and on eligible American Airlines purchases, and 1 AAdvantage mile for every $1 spent on other purchases. The card doesn't offer free checked bags, and its 3% foreign transaction fee could get costly if you frequently travel internationally. And you get Discover's unique sign-up offer: UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. As with other Discover cards, this one matches the rewards you earn in your first year. Here are four of the best airline credit cards with no annual fee, a look at their unique benefits, and how they compare to the more premium card options offered by … The Capital One VentureOne Rewards Credit Card offers an unlimited 1.25 miles per dollar spent. Why it’s the best no-annual-fee card for travel: The Wells Fargo Propel is a great choice as a first travel credit card. Best travel credit cards with no annual fee for 2020. There is no annual fee. Most credit card providers charge a non-sterling transaction fee of 2.99% and a non-sterling cash fee of 3% (minimum £3) plus cash advance interest which can be as high as 29.9%. It offers Gold status and a way to earn a free night each year if you spend enough, all for a $0 annual fee. It doesn't offer an automatic award night every year, and point values are lower than they are in several other award programs. No-annual-fee travel credit cards offer rewards for no yearly cost of card ownership. This offer is limited to new cardmembers only. We've put together a list of our top 3 annual-fee-free travel rewards credit cards: the Discover It Miles, Bank of America Travel Rewards, and the Capital One VentureOne Rewards Credit Card. The automatic Silver status benefit includes perks like priority late checkout, a 10% point bonus on stays, free Wi-Fi and more. For comparison, many travel credit cards with no annual fee will allow heightened rates on one or two categories — like three points on gas — without any accompanying multiplier for other kinds of purchases. There is a 0% intro APR on purchases for 12 months. But if you're a leisure traveler just hoping to earn airline miles in the background, it's hard to do better than the. Some travel credit cards also have no fees for cash withdrawals made abroad. Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. According to the 2019 annual CreditCards.com fee survey , foreign transaction fees are all but extinct among travel credit cards. Best no fee travel credit card MBNA Rewards Platinum Plus. If you’re travelling overseas, it’s worth checking the country’s entry requirements before booking your flights and whether you’ll need to self-isolate on your return. You can also earn up to 75% more points if you’re a Preferred Rewards client. Wells Fargo. The list below includes the best travel rewards credit cards with no annual fee. The Marriott Bonvoy Bold™ Credit Card offers bonus rewards not only on purchases at Marriott Bonvoy hotels, but also on other travel purchases. Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights*. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. These best no annual fee travel credit cards for personal use are a good option as a secondary credit card or to replace your current daily credit card. With fee-based travel credit cards, such as co-branded airline and hotel cards, cardholders can recover a loss on the fee through savings from free checked bags, stays, club/lounge access and more. 20,000 miles is equal to $200 in travel. 1X point for every $1 spent on all other purchases. Receive 15 Elite Night Credits annually, qualifying you for Silver Elite Status. Follow us on Twitter and Facebook for our latest posts. *See the card issuer's online application for details about terms and conditions. Read on for a breakdown of each card's rewards structure to determine which offers the best value for you. BEST NO ANNUAL FEE TRAVEL CARDS, Wells Fargo Propel American Express® card. We've put together a list of our top 3 annual-fee-free travel rewards credit cards: the Discover It Miles, Bank of America Travel Rewards, and the Capital One VentureOne Rewards Credit Card. Here are some reasons to go for a travel rewards card: Even if you know that you want to earn points or miles to pay for travel, there are plenty of other rewards cards to choose from. This card earns 1.5 points per $1 spent on all purchases. The Bank of America Travel Rewards credit card has no annual fee, so every year after the first year, your yearly earnings value will be $294.84. This may influence which products we write about and where and how the product appears on a page. Earn 10,000 bonus miles after you spend $500 in purchases on your new Card in your first 3 months. Typically, credit cards carry a charge for ATM withdrawals, which could be anything from 2.50% to 2.99%. Keep in mind, however, that these cards lack the richer rewards and perks of cards that. If you're interested in trying out a rewards card with travel perks, you might want to consider a midrange travel rewards card that either waives its annual fee for the first year or has a $0 introductory annual fee. For example, if you earn 35,000 Miles, you get 70,000 Miles. Terms apply to the offers listed on this page. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. You can redeem miles toward travel purchases on any airline, hotel, or car rental. The value of such perks can more than offset an annual fee. Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate. BankWest also waive international fees on their Bankwest More Platinum credit card. If you travel on a regular basis, a no-annual-fee travel rewards credit card should be on your radar. Redeem those points for travel, either by booking through the issuer or as a credit on your statement. The Wells Fargo Propel credit card is another great no annual fee travel rewards credit card. Wherever your dream destination is, get there sooner with our Credit Cards for travel. Terms apply. Foreign transaction fees. Numéro de carte de crédit … Best no-annual-fee credit cards for international travel Eric Rosen. Wells Fargo Propel American Express Card. You have to spend $10,000 to earn Gold status and the perks that come with it. You earn 1.5 miles per dollar spent on all purchases. And you won’t have to worry about blackout dates once you’re ready to redeem them. There’s no signing up, no minimum spending or maximum rewards. There's a sign-up bonus, too: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel, Capital One VentureOne Rewards Credit Card. However, APR doesn’t take into account other fees, such as those you may or may not be charged when you travel abroad. Miles are worth 1 cent apiece when redeemed for statement credit against travel purchases or for cash back. Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening. Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee. Wyndham Rewards® Visa® With No Annual Fee, Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire, 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases, Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions, Redeem points for a statement credit to pay for car and vacation rentals, hotels, flights or baggage fees, even campgrounds and tourist attractions, 0% Introductory APR for 12 billing cycles for purchases. It also offers a welcome bonus: Earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. Plus, you'll earn automatic Silver status and the valuable perks that come with it. Here is a list of our partners. Take a look at out our picks for the best credit cards for travel with no annual fee. Read our review. UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. For occasional but loyal American Airlines flyers, the $0-annual-fee American Airlines AAdvantage MileUp℠ Card is a cost-effective way to earn miles on everyday purchases. Miles are worth 1 cent apiece when redeemed for statement credit against travel purchases or for cash back. Now that you know what to look for, check what your credit card provider charges on foreign transactions to see if you might be better off with a specialist travel credit card. Delta SkyMiles® Blue American Express Card. 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